Investment Warning – Buying Fake Gold Coins as An Investment

There may not be anything foolish about “buying gold as an investment”, just buying it the wrong way.
I’m not recommending for or against holding gold, but I will point out that gold seldom goes down in price very much but has actually gone up every year in the past decade.
Monetary concerns aside (that is, the [...]

Outsmart the market? Can it be done?

Fact #. 1: Outwitting the market is tough.
There’s a good chance you’ve learned this the hard way. Remember when you were a tech stock genius, circa 1999? Or how you didn’t really gain confidence in the bull market that started in 2002 until about 2005, only to be really confident just in time for the [...]

Mutual funds that are highly rated by Morningstar

Each June, Morningstar updates investors on how its ratings are doing. It compares the performance of five-star funds to one-star funds. (Not surprising that Morningstar would set an easy hurdle. To find superior performance, all you would have to do is rank funds by expenses and give the lowest cost funds five stars and the [...]

Green Investing Strategy

Green investing options can include renewable energy stocks and alternative energy funds, and these can be good forms of socially responsible investing
Buying mutual funds can include renewable energy mutual funds and international mutual funds, and the best energy mutual fund will depend on the investor and the specific circumstances
Green investing option 1. Examine All Aspects [...]

Retirement Planning : Asset allocation made easy

Asset allocation made easy
Most retirement planning rests on the foundation of asset allocation. Depending on your age, the amount you have to invest, and your risk tolerance, you first figure out how much of your money you want to invest in stocks, bonds, and other types of assets. Then, within each of those categories, you [...]

Investing Basics

There are basics that beginner investors need to understand when investing in the stock market. Investing is more than understanding stocks and numbers. Knowing the how, what, why and when of investing is equally important for the beginner investor to figure out.
How To Invest:
The beginner investor will need to know how to begin the investing [...]

Safely Withdrawing Funds In Retirement

It seems that there are lots of calculators and tools available to show how to accumulate funds for retirement. There seems to be shortage of books/articles/tools explaining options for using these funds in retirement. Even some of the programs that generate “Retirement Income planning” results recommend that you do not actually use the results and [...]

Adventurous mutual funds for uncertain times

Today’s market is particularly tough for individual investors. Stocks have been wildly volatile, bonds offer low yields, and the experts caution that even when the economy recovers, growth will be weak and inflation a threat.
Under conditions like these, world allocation funds may have a distinct advantage. Rather than focusing on one type of investment, they [...]

Mutual fund investing mistakes to avoid

The equity markets are on the rise. New fund offers are again the rage. And once again, you are receiving solicitations from your so-called financial advisors to invest in mutual funds so that you don’t miss the boat. At times like these it’s important to keep some tips in mind.
1. Invest in Funds backed by [...]

Types of Professional Financial Advisors

Financial Planners
The term financial planner is a broad-brush term for a true melting pot that includes numerous types of advisors. It is likely (but not a given ) that your IRA advisor will come from this group whose members may carry designations from diverse professional groups such as: FPA (Financial Planning Association), NAIFA (National Association [...]

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