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	<title>Financial One</title>
	<link>http://readmyblogtoday.com/financialone</link>
	<description>Just another ReadMyBlogToday.com weblog</description>
	<lastBuildDate>Tue, 16 Mar 2010 16:36:33 +0000</lastBuildDate>
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		<title>New tax changes for self-employed</title>
		<description><![CDATA[As the April 15 income tax filing deadline approaches, the top tax expert at the National Association for the Self-Employed offers his best advice for business people who work for themselves.
Keith Hall, a national tax adviser at the association, answers the tax question he is asked most often and talks about changes in tax rules [...]]]></description>
		<link>http://readmyblogtoday.com/financialone/new-tax-changes-for-self-employed/</link>
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		<title>More than 60 % of households are ‘at risk’ of being financially unprepared for retirement</title>
		<description><![CDATA[The latest analysis of the National Retirement Risk Index [NRRI], released today by the CRR and underwritten by Nationwide Mutual Insurance Company, examines how not taking full advantage of housing equity affects the share of U.S. households ‘at risk.’ The result is a 10 percentage-point rise in the Index compared to just a seven-point increase [...]]]></description>
		<link>http://readmyblogtoday.com/financialone/more-than-60-of-households-are-%e2%80%98at-risk%e2%80%99-of-being-financially-unprepared-for-retirement/</link>
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		<title>A dangerous omen looms for bonds</title>
		<description><![CDATA[One of the key questions faced by investors today, a year after the markets were at their worst, is how safe it is to go back in the water. Given that bonds have turned out to be a better bet than stocks over the past 20 years—and given the steep decline and perhaps shaky rebound [...]]]></description>
		<link>http://readmyblogtoday.com/financialone/a-dangerous-omen-looms-for-bonds/</link>
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		<title>Consolidating Credit Card Debt? Watch For Hidden Fees</title>
		<description><![CDATA[Your bank account can have a lot of damage inflicted upon it by the high interest rates you may be paying on your credit card bills. The higher the interest you have to pay, the less each payment you make tales off the principal, so the balance left seems like it barely goes any lower. [...]]]></description>
		<link>http://readmyblogtoday.com/financialone/consolidating-credit-card-debt-watch-for-hidden-fees/</link>
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		<title>Did you know you have a bankruptcy risk score?</title>
		<description><![CDATA[Designed to help banks and lenders more accurately reflect the risk of lending to consumers, this metric has been around for 20 years, unknown to the general public.
Your bankruptcy score is calculated using &#8216;advanced mathematics and data analytics&#8217; according to Bankrate.com, to analyze your spending habits and the types of charges you make. Lenders then [...]]]></description>
		<link>http://readmyblogtoday.com/financialone/did-you-know-you-have-a-bankruptcy-risk-score/</link>
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		<title>Alternatives To Filing Bankruptcy</title>
		<description><![CDATA[Contacting creditors is an alternative to bankruptcy. Instead of filing for bankruptcy, you work out payment options with your creditors. In many cases they are very willing to work with you. It’s to their advantage to keep you as a customer. The creditors know the alternatives for bankruptcy will bring them more profits if you [...]]]></description>
		<link>http://readmyblogtoday.com/financialone/alternatives-to-filing-bankruptcy/</link>
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		<title>Payday loan industry targets unemployed</title>
		<description><![CDATA[The payday loan industry has found a new and lucrative source of business: the unemployed.
Payday lenders, which typically provide workers with cash advances on their paychecks, are offering the same service to those covered by unemployment insurance.
No job? No problem. A typical unemployed Californian receiving $300 a week in benefits can walk into one of [...]]]></description>
		<link>http://readmyblogtoday.com/financialone/payday-loan-industry-targets-unemployed/</link>
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		<title>How to Save When You’re in Debt</title>
		<description><![CDATA[If you’re in debt with credit cards, or personal loans and a mortgage you may be feeling a little nervous when you think about your lack of savings, but does it make sense to direct funds towards a savings account when the interest earned there will be overshadowed by the interest you are paying on [...]]]></description>
		<link>http://readmyblogtoday.com/financialone/how-to-save-when-you%e2%80%99re-in-debt/</link>
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		<title>Investment : Looking to Buy Foreclosed Homes?</title>
		<description><![CDATA[With interest rates at record lows and the stock market looking too perilous for small investors, many people are putting money in an asset they understand&#8211; real estate.
One of the best places to invest is in foreclosures and bargain residential real estate.
The current market conditions make it a perfect time for a small investor to [...]]]></description>
		<link>http://readmyblogtoday.com/financialone/investment-looking-to-buy-foreclosed-homes/</link>
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		<title>Finding value in a pricey market</title>
		<description><![CDATA[A year ago, when all sorts of investments&#8211;stocks, bonds, commodities&#8211;were being tossed on the scrap heap, dyed in the wool bargain hunters who had the courage to sift through the market&#8217;s ruins were richly rewarded.
U.S. blue-chip stocks, for instance, rebounded 59 % from March to January. Bonds issued by companies with poor credit ratings rocketed [...]]]></description>
		<link>http://readmyblogtoday.com/financialone/finding-value-in-a-pricey-market/</link>
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