Students face some tough challenges in college, but Money management is perhaps the toughest. Sure, the coursework is more intense and the social scene is completely new – but you’ve made friends and passed tests before. Money management is the one thing that most students never experienced living under mom and dad’s roof. Money management can make or break you in your first few years of college. If you flunk out of Sociology 103, you can take it again next semester. If you bomb on money management, you may packing your bags and heading home. In fact, just as many students drop out of college because of debt as they do for grades.
With ample opportunities to eat out, party and spend freely without the glares and spending lectures from your parents, you need to keep your spending in check. Or else in your sophomore year you will realize you don’t have enough money for books, beer or rent.
Too many college students wait until the well runs dry to start thinking about money management. At this point, most likely it’s too late. Instead of struggling to make ends meet when times are desperate, begin now.
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